1912 Swiss insurance referendum

4 February 1912
Federal law on health and accident insurance
Results
Choice Votes % Yes 287,565 54.36% No 241,416 45.64% Valid votes 528,981 98.09% Invalid or blank votes 10,292 1.91% Total votes 539,273 100.00% Registered voters/turnout 839,212 64.26%

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A referendum on insurance was held in Switzerland on 4 February 1912.^[1] Voters were asked whether they approved of a federal law on health and accident insurance.^[1] The proposal was approved by 54.4% of voters.^[1]

The referendum was an optional referendum,^[1] which only a majority of the vote, as opposed to the mandatory referendums, which required a double majority; a majority of the popular vote and majority of the cantons.^[2]