The following discussion is an archived debate of the proposed deletion of the article below. Please do not modify it. Subsequent comments should be made on the appropriate discussion page (such as the article's talk page or in a deletion review). No further edits should be made to this page.

The result was keep‎. Editors can discuss a possible article page move on the article talk page. Liz ^{Read! Talk!} 02:16, 18 December 2024 (UTC)[reply]

Bank charge (edit | talk | history | protect | delete | links | watch | logs | views) – (View log | edits since nomination)

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A dictionary definition with only one source, discussing a particular controversy apparently already covered at Overdraft fee. The general topic of all charges made by banks its better at Bank or Overdraft fee; a general discussion of all fees possibly charged by banks would be a discussing of the economic model of banking, which would be better at Bank. Mrfoogles (talk) 00:07, 27 November 2024 (UTC)[reply]

• Merge into Bank and/or Fee. Although, I'm somewhat astonished that this article doesn't exist, but from looking, it seems like it was drastically reduced in article size due to OR[1]. The related topic of Bank fee redirects to a small section on Fee, but could equally fit over at Bank. TiggerJay (talk) 00:30, 27 November 2024 (UTC)[reply]

• I'd say Fee now that you suggest it. This mostly works as a sort of summary of the articles on individual fees -- it works as a few paragraphs in the Fee article, assuming citations can be found. Mrfoogles (talk) 03:53, 27 November 2024 (UTC)[reply]

• Note: This discussion has been included in the deletion sorting lists for the following topics: Finance and Business. Skynxnex (talk) 03:29, 27 November 2024 (UTC)[reply]
• Keep and expand, possibly rename Bank fees. These fees are regulated and sometimes controversial. See for example the Roosevelt Institute article The Business of Bank Fees, How to Avoid Bank Fees (American Bankers Association), Bank Fees: Federal Banking Regulators Could Better Ensure That Consumers Have Required Disclosure Documents Prior to Opening Checking or Savings Accounts (Government Accountability Office), Bank Fees in Australia (Reserve Bank of Australia). Clarityfiend (talk) 12:41, 27 November 2024 (UTC)[reply]

Relisted to generate a more thorough discussion and clearer consensus.
Please add new comments below this notice. Thanks, ✗plicit 00:18, 4 December 2024 (UTC)[reply]

Relisted to generate a more thorough discussion and clearer consensus.
Please add new comments below this notice. Thanks, Liz ^{Read! Talk!} 02:14, 11 December 2024 (UTC)[reply]

• Keep but move to Bank fees. I pay them monthly to my bank. Bearian (talk) 03:49, 13 December 2024 (UTC)[reply]
• Keep (and move) per the above. In addition to reports on the consumer-side effects, there is also some interesting research less focused on the consumer, such as DeYoung, Robert; Rice, Tara N. (2004). "How do banks make money? the fallacies of fee income". Economic Perspectives. 28 (4). Federal Reserve Bank of Chicago: 34–51. and Tennant, David; Sutherland, Richard (2014-09-10). "What types of banks profit most from fees charged? A cross-country examination of bank-specific and country-level determinants". Journal of Banking & Finance. 49: 178–190. doi:10.1016/j.jbankfin.2014.08.023. I believe there are sufficient published sources that this article certainly could have the potential expand beyond the dictionary definition it is right now. Alpha3031 (t • c) 04:28, 15 December 2024 (UTC)[reply]

The above discussion is preserved as an archive of the debate. Please do not modify it. Subsequent comments should be made on the appropriate discussion page (such as the article's talk page or in a deletion review). No further edits should be made to this page.