Super-complaint
A super-complaint is a complaint made in the UK by a state-approved "super-complainant" or watchdog organisation on behalf of consumers, which was fast-tracked to a higher authority such as the Office of Fair Trading (prior to its dissolution on 1 April 2014). The official body now responsible for dealing with general consumer protection super-complaints is the Competition and Markets Authority (CMA).[1]
A super-complaint, as defined in section 11(1) of the UK's Enterprise Act 2002, is a complaint submitted by a designated consumer body stating that "any feature, or combination of features, of a market in the UK for goods or services is or appears to be significantly harming the interests of consumers".[2]
Super-complaints have also specifically been introduced for the financial markets in the UK under the aegis of the Financial Conduct Authority (FCA).[3] The Financial Services and Markets Act 2000 (FSMA) provides that certain consumer bodies may complain to the FCA about features of a market for financial services in the UK that may be significantly damaging the interests of consumers. The Government first issued guidance for bodies seeking designation as super complainants and then received and ultimately approved the bodies which could make super-complaints to the FCA.[4]
Super-complainants
Some of the super-complainants under the Office of Fair Trading scheme were:
- Which?
- National Consumer Council
- Citizens Advice
- Energywatch
- Consumer Council for Water (formerly known as Watervoice)
- Postwatch
- Campaign for Real Ale
- General Consumer Council for Northern Ireland
What Car? magazine also applied, but was rejected.
The organisations which can make super-complaints to the FCA are the General Consumer Council for Northern Ireland, Citizens Advice, the Federation of Small Businesses, and Which?.
Examples
- In December 2018, a super-complaint was made against the police forces of England and Wales on behalf of victims and witnesses of crime who had had their data secretly shared with immigration authorities.[5]
- Which? raised a super-complaints in April 2015 about misleading supermarket pricing practices such as where it was difficult for customers to compare unit prices or where product sizes were reduced but the price was not changed.[6]
See also
- TheUndisciplined. "Is It a Bird? Is It a Plane? No, It's a Super Complaint!". Retrieved 5 May 2014.
- OFT. "Super Complaints". Retrieved 5 May 2014.
References
- ^ UK Legislation, Enterprise and Regulatory Reform Act 2013, Schedule 5, Paragraph 64, accessed on 4 January 2025
- ^ Department for Business Enterprise & Regulatory Reform Archived 2008-11-22 at the Wayback Machine
- ^ "Shifting power? FCA s.234C super-complaints". Blog.huntswood.com. Huntswood Ltd. 25 February 2014. Archived from the original on 14 April 2016. Retrieved 15 February 2019.
- ^ "Guidance for bodies seeking designation as super-complainants to the Financial Conduct Authority". Gov.uk. 31 July 2013. Retrieved 15 December 2018.
- ^ Editor, Mark Townsend Home Affairs (15 December 2018). "Police face first 'super-complaint' over immigration referrals". Theguardian.com. Retrieved 15 December 2018.
{{cite web}}:|last=has generic name (help) - ^ Which?, Misleading pricing practices - Which? super-complaint, accessed on 4 January 2025