Federated Mutual Insurance Company (Federated) is an American insurance company that is the direct writer of property and casualty insurance products with headquarters in Owatonna, Minnesota. As of 2019, the Company had approximately 2,600 employees and operated in 48 states, with several service offices located throughout the country. Federated has an A. M. Best credit rating of "A+ (Superior)."^[1]

During the 1890s, the retail implement dealers in Minnesota formed an association, which proved to be very successful. In 1904, these dealers decided to try to reduce their insurance costs by organizing their own insurance company.^[2]

Initially, the company was known as the Minnesota Implement Mutual Fire Insurance Company, and retained this name for many years. They would later become the Mutual Implement and Hardware Insurance Company, then Federated Mutual Implement and Hardware Insurance Company and, finally, Federated Mutual Insurance Company ("Federated Mutual").

On January 1, 1948, Federated Mutual entered the casualty insurance field, and was one of the first major insurance companies to write both fire and casualty insurance. In November 1949, accident and health coverage was added, with group accident and health insurance being written for various trade associations and employer groups. Federated Life Insurance Company (or "Federated Life") was organized in January 1959.^{[citation needed]}

List of products and services offered by Federated Mutual Insurance Company:

• Commercial property and casualty insurance ^[3]
• Life and disability insurance
• Risk management and loss prevention resources
• Workers compensation insurance
• Bonding
• Estate planning and financial services

Federated Mutual once offered group health insurance, but ceased this offering at the end of 2017.

List of industries Federated Mutual Insurance Company insures:^[4]

• Auto dealers and auto parts wholesalers
• Contractors (building materials, hardware, electrical, plumbing-heating-cooling, specialized)
• Equipment dealers (agricultural, lawn and garden, construction)
• Funeral services
• Jewelry retailers
• Machining, plastics, and tooling shops
• Petroleum marketers and convenience stores
• Printers
• Tire dealers
• Custom cabinet and woodworkers

Federated Mutual Insurance Company hosts an annual two-day fundraising event in St. Paul, Minnesota, for Big Brothers Big Sisters organizations. The event, in its 18th year, has raised over $47 million to support mentoring programs.^[5]

The gala, held on the first night of the Challenge, features live entertainment, a silent auction and a live auction.

The golf event, held on the second day of the Challenge at Interlachen Country Club in Edina, Minnesota, features a four-person scramble and various smaller contests.

Federated Mutual is not associated with Federated Insurance Company of Canada

• Federated Insurance Company