The 2004 Chattanooga Mocs football team represented the University of Tennessee at Chattanooga as a member of the Southern Conference (SoCon) in the 2004 NCAA Division I-AA football season. The Mocs were led by second-year head coach Rodney Allison and played their home games at Finley Stadium. They finished the season 2–9 overall and 2–5 in SoCon play to tied for fifth place.^[1]

Date	Opponent	Site	Result	Attendance
September 11	at Memphis*	Liberty Bowl Memphis, TN	L 21–52	38,133
September 18	Jacksonville State*	Finley Stadium Chattanooga, TN	L 20–65	6,642
September 25	No. 3 Georgia Southern	Finley Stadium Chattanooga, TN	L 17–51	6,160
October 2	at No. 9 Wofford	Gibbs Stadium Spartanburg, SC	L 21–56	5,811
October 9	at Tennessee Tech*	Tucker Stadium Cookeville, TN	L 34–52	3,894
October 16	Elon	Finley Stadium Chattanooga, TN	L 26–35	6,246
October 23	at Western Carolina	Whitmire Stadium Cullowhee, NC	W 27–24
October 30	No. 17 Appalachian State	Finley Stadium Chattanooga, TN	W 59–56	4,486
November 6	at The Citadel	Johnson Hagood Stadium Charleston, SC	L 24–44	11,962
November 20	at Furman	Paladin Stadium Greenville, SC	L 31–51	11,692
November 13	Liberty*	Finley Stadium Chattanooga, TN	L 40–43	4,706
*Non-conference game Homecoming Rankings from The Sports Network Poll released prior to the game